Spanish Banks that Speak English
Spanish banks that speak English or have an English website that are both collaborators for Seguridad Social and AEAT.
Category: Tax
Autonomo Banks
Autonomo banks list of collaborators with both Seguridad Social and AEAT for seamless payment of cuota and impuestos.
What are the IVA Reporting Obligations
The IVA reporting obligations for autónomos in Spain: quarterly Modelo 303, annual Modelo 390, deadlines, exemptions, and common mistakes to avoid.
What Is VeriFactu?
VeriFactu is part of Spain’s push to improve tax compliance and you will have to comply by 1 July 2026 at the latest.
Do I need a gestor?
Gestors offer accountant-adjacent services such as setting up your autonomo business, quarterly and yearly taxes.
What is the Register of Intra-Community operators?
You need to be in the register of intra-community operators if you are going to buy or sell goods or services to other EU countries without charging IVA/VAT.
What invoice requirements I need to comply with?
There are strict invoice requirements that are set by the tax department. This is advice on how to format an invoice.
What autónomo expenses claim be claimed?
Autónomo expenses can be claimed and deducted against your gross yearly income but they are strictly governed
What are modelos?
Modelos are “forms” and as an autónomo you will file a lot of them
What is declaración de la renta?
The Declaración de la Renta is Spain’s yearly income tax form