Spanish Banks that Speak English
Spanish banks that speak English or have an English website that are both collaborators for Seguridad Social and AEAT.
Category: Autonomo
Autonomo Banks
Autonomo banks list of collaborators with both Seguridad Social and AEAT for seamless payment of cuota and impuestos.
What is MITES?
MITES manages Spain’s social security system, benefits, migration policies, and key services for autónomos and residents.
What are the IVA Reporting Obligations
The IVA reporting obligations for autónomos in Spain: quarterly Modelo 303, annual Modelo 390, deadlines, exemptions, and common mistakes to avoid.
What is a mutua?
Your mutua is responsible for managing and paying certain benefits that you’re entitled to as a self-employed worker.
Can I have only one client? TRADE
TRADE is a special contract if your Spanish client equals 75% of your work. Info for when you only have one client.
What Is VeriFactu?
VeriFactu is part of Spain’s push to improve tax compliance and you will have to comply by 1 July 2026 at the latest.
What is cuota?
Cuota is one of the terms you’ll here all the time. It is basically the Spanish word for “social security payment” but here’s some more info…
Tarifa Plana: The first year discount for autónomos
Tarifa Plana is the first year discount for new freelancers/autonomos in Spain. There are conditions though…
Do I need a gestor?
Gestors offer accountant-adjacent services such as setting up your autonomo business, quarterly and yearly taxes.